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People often mistook Public Provident Fund or PPF for Employee Provident Fund or EPF, though both are provident fund and backed by the government of India, they are independent of each other. The main difference between PPF and EPF is that former is totally controlled by you and only you can make a contribution on that account, on the other hand, EPF is for both you and employer to contribute money. Read more »

Do I need to Pay Taxes in India When I transfer money from Overseas bank to India? Many of my IT friends are working abroad and when you go abroad the first time, you have a lot of queries in your mind, related to NRI status , Taxation in the foreign country, remittance and Taxation in India. One of the most common questions I see is "Do you need to pay taxes in India when you transfer funds from an Overseas bank to Indian Saving account?" , the short answer is No , provided you are an NRI, I mean you have stayed more than 182 days abroad in that financial year (31st March to 1st April). Read more »