I come to know about this excellent pension scheme just now after listening respected Prime minister Narendra Modi Ji's independence day speech. Since many Indians works in private sector where there is no pension and Indian provides no social security to its citizen like European nations, it's very important for individuals to take care of their retirement and pension need. In order to encourage and help people, Narendra Modi government has launched Atal Pension Yojna on 1st June 2015. It's like Swablamban Scheme already running with NPS (New Pension System).
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Recently one of my readers asked me that he wants to invest some money on NRE fixed deposits but confused on whether to go for foreign banks like Citibank, DBS, Standard Chartered, Deutsche Bank or Indian banks like ICICI, Kotak, HDFC, SBI, Axis Bank or Union Bank? I asked him, whether he has any existing NRE saving account , he says he doesn't have any existing NRE saving account? Then I ask him what is more important for you? the interest rate or convenience? and his answer was the interest rate. Read more »
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