In this article, I'll answered some of the frequently asked questions about Aadhaar card and PAN card and their linking for NRIs and Indians living abroad. Though, the most important thing to remember is that NRIs are not eligible for Aadhaar card and they are also exempted from quoting Aadhaar number in their income tax return in India. Since they are not legally eligible for Aadhaar, they are also don't need Aadhaar number if they want to apply for PAN card from 1st July 2017.
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Recently one of my readers asked me that he wants to invest some money on NRE fixed deposits but confused on whether to go for foreign banks like Citibank, DBS, Standard Chartered, Deutsche Bank or Indian banks like ICICI, Kotak, HDFC, SBI, Axis Bank or Union Bank? I asked him, whether he has any existing NRE saving account , he says he doesn't have any existing NRE saving account? Then I ask him what is more important for you? the interest rate or convenience? and his answer was the interest rate. Read more »
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